Money & Finance: Mastering Your Money

Navigate your finances with apps that simplify saving and help you with earn more.


Help Keep Our Site Free: Our site remains accessible thanks to affiliate links and donations from readers like you. You can support our mission by using the donate button in the footer. Every bit of support ensures we can continue to bring valuable information to those who need it most.

Managing money can feel overwhelming, but it doesn’t have to be.


This page brings together the best apps to help you with that.

It's about taking those steps towards a secure financial future, one smart decision at a time.

Getting Started

Getting started is pretty straightforward:


Explore by Category:

Use the EXPLORE APPS button on any category card to check out the list of apps in that category.


Learn More:

If we have a review available, click READ REVIEW to see our thoughts about the app.


Or click EXPLORE APP to be taken to that app's page for more details.

Build and monitor your credit score with apps that keep you informed and on track.

Keep your finances in check with budgeting apps that help you track spending and plan for the future.

Make your money work harder for you by earning rewards and cashback on everyday purchases.

Best Apps for Credit

Credit Karma is a user-friendly app that provides free credit scores, reports, and insights. It's perfect for anyone looking to understand and improve their credit health. With features like personalized recommendations and monitoring for potential identity theft, Credit Karma empowers users to take control of their financial future.

Kikoff offers an easy and smart way to build your credit. With a straightforward $5/month plan and no extra fees, it reports to credit bureaus, helping improve your score with each on-time payment. Ideal for those new to credit or looking to boost their score, Kikoff simplifies credit building without the need for a traditional credit card.

Best Apps for Managing Money

Copilot is an award-winning financial app designed for Apple users, offering a smart way to track budgets and investments. It connects effortlessly with various financial accounts, providing a comprehensive view of your finances. Ideal for anyone seeking a detailed yet easy-to-navigate financial assistant, Copilot turns managing money into a more intuitive and insightful experience.

Simplifi by Quicken transforms financial management with its easy-to-use interface and powerful features. This app connects to your financial accounts to provide a complete picture of your finances, making budgeting and tracking spending effortless. Perfect for anyone aiming to achieve their money goals, Simplifi offers clarity and control over your financial health with just a few taps.

Best Apps for Rewards & Earning Money

Dosh is an easy-to-use cash-back app that automatically rewards you for purchases made with linked credit or debit cards. Ideal for shoppers who enjoy earning without extra effort, it offers cash back on everyday spending at a wide range of stores and hotels, making saving as simple as spending.

Drop transforms your shopping experience by offering rewards for everyday purchases. Link your card, choose from favorite brands like Starbucks or Uber, and start earning points redeemable for gift cards. Ideal for anyone looking to get more from their regular shopping, Drop makes earning rewards easy and enjoyable.

Fluz is a cashback rewards app that turns everyday shopping into savings. With no minimum spends or earning limits, you can earn up to 35% back at popular restaurants and stores. Perfect for smart shoppers, Fluz makes earning rewards on regular purchases easy and collaborative.

Ibotta is a popular cash-back app that lets you earn real money on everyday purchases. Whether you're shopping in-store or online, Ibotta partners with a wide range of retailers to offer cash-back deals. Simply scan your receipts or shop through the app to save. Ideal for savvy shoppers, Ibotta makes earning rewards on groceries, clothing, and more both easy and rewarding.

Raise is a rewarding payment app that amplifies your everyday spending. Shop at your favorite brands and earn instant cash back, up to 10% or more with special boosts. It's all about making your money work harder for you, whether you're buying groceries or planning a family trip. With Raise, every purchase is an opportunity to save and earn, seamlessly blending with your shopping routine.

Rakuten, previously Ebates, is a cash-back app that turns your regular shopping into savings. It links you with numerous online and in-store retailers, offering cash back, coupons, and exclusive deals. Ideal for savvy shoppers, Rakuten makes saving money on everyday purchases both easy and rewarding.


GET $30 FREE BY SIGNING UP THROUGH THIS LINK AND MAKING A QUALIFYING CASHBACK PURCHASE WITHIN 90 DAYS! Bonus amounts subject to change.

Upside is a versatile cashback app that helps you save on everyday purchases at groceries, restaurants, and gas stations. With over 45,000 participating locations across the U.S., it's perfect for anyone looking to get more out of their shopping and fuel expenses. Simply sign up, activate offers, and enjoy the rewards of smarter spending.

With this page, we've brought you some of the best apps available.

These were chosen for how they can help you stay on track and get things done.


Remember, everyone's journey is different, but these apps are here to support you at every step.

So, try them out and let them be part of your success story.

Discover More Amazing Apps

CLICK ON A CARD TO LEARN MORE

Turn ideas into reality with apps designed for effortless design and content creation.

Unlock your full potential with apps designed for personal advancement and skill-building.

Boost your well-being with apps focused on fitness, sleep, and mindfulness.

Help Us Build Something Amazing

Have an App that Deserves to be Here?

We want to make sure we're sharing the best. So, make sure to reach out to us!

Share Your Thoughts

Tried any of the apps we've featured? Drop a comment below mentioning the app and your experience with it. Sharing your insights helps the community find the apps that really make a difference.

Business Collaboration Inquiry

Thanks for your interest in partnering with us. We're always on the lookout for meaningful collaborations that align with our mission.

  • Login
  • Register
Login
Register

Remember, to gain full access to the WYOS website including the entire Resource Library, you must follow and subscribe through the WYOS Facebook Page.